Credit Cards Don’t Require Signatures. So Why Do We Still Sign?
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    prodigalsorcerer
    4d ago 100%

    The "big five" banks in the states actually represent less than half the American population, whereas the major banks in Canada cover about 85% of us. (Note these numbers are from before the pandemic - I'm no longer involved in the banking industry.)

    The US system is still incredibly fragmented, though a lot of consolidation is happening (yay oligopolies). Canada, on the other hand, has had stricter regulations for longer, which meant that even the 15% of Canadians with small banks and credit unions were included in the changes to the industry as they happened.

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  • Australia to ban life insurance companies from discriminating based on genetic testing results
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    prodigalsorcerer
    1mo ago 100%

    It's Niccol. I was briefly confused and thought that I somehow missed Nichelle Nichols in Gattaca.

    That said, is Gattaca forgotten? And what was wrong with his later works? I haven't seen them all, but the ones I've seen have been pretty good. They're all pretty much a bleak and dire warning about our future, and Gattaca may have done it best, but there's nothing wrong with his other films.

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  • Nearly two-thirds of Canadians support tariff on Chinese-made EVs, poll finds
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    prodigalsorcerer
    1mo ago 100%

    Where can you get a BYD Seagull outside of China for that price? When they install all the required safety features, it's much closer to 20k Euros (30k CAD).

    That's still a little cheaper than anything we have here, but not so much cheaper that it's worth the human rights violations and loss of local industry.

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  • How 'financialized' landlords may be contributing to rising rents in Canada
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    prodigalsorcerer
    1mo ago 100%

    I don’t know, it just feels like we haven’t tried much of anything here.

    You're absolutely correct in that. We've mostly just allowed for monopolies and oligopolies to take over industries in a way that only supports their bottom line.

    This is one place where I think the free market could have worked, given enough time and sufficient enforcement to prevent this sort of conflict of interest, but the time for that was a decade or two ago. Now we need strong interventions by multiple levels of government to fix this problem.

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  • How 'financialized' landlords may be contributing to rising rents in Canada
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    prodigalsorcerer
    1mo ago 87%

    if you’re not increasing supply then you’re failing your free market duty

    I disagree. Brooks is correct in saying that it's not their job and that its two separate industries. Affordable/social housing is the government's job, not theirs.

    In theory, the free market should see this increase in rental prices and react by building more units. Why isn't that happening? Largely it comes down to the fact that a lot of developers are also landlords, and thus have a huge conflict of interest in this area. This is where regulators need to step in. But landlords (on their own) do not, and should not, be responsible for building housing.

    6
  • Percentages of british adults who found each activity involving animals acceptable or unacceptable
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    prodigalsorcerer
    2mo ago 100%

    I went to an elephant sanctuary in Thailand. They explained that riding elephants is incredibly stressful for the elephant's back, and that in order to train them to obey, torture is usually involved.

    I'm against zoos as well. I know some do good work with rehabilitation and such (and we should support them), but a lot just capture animals for our enjoyment. Even if they're not explicitly mistreated, it's pretty cruel to just keep them in a cage for the rest of their lives.

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  • Rules discourage Canadians from generating more solar power than they use
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    prodigalsorcerer
    2mo ago 100%

    Ontario had a program called micro FIT (feed in tariff) to encourage people to generate electricity. It paid higher than the going rate for electricity and was a really good deal if you could install solar. I think it was capped at 10 kW systems, but wasn't dependent on your own usage. New sign ups ended years ago, but the existing contracts were something like 20 years.

    Now the best you can get in Ontario are credits that expire in a year.

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  • Trains could start rolling 'within days,' labour minister says after sending dispute to binding arbitration
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    prodigalsorcerer
    2mo ago 100%

    If only the NDP had made electoral reform a part of their deal to support the liberals. None of the other parts of the deal mattered - they could easily do all that and more after winning the next election. But instead, we get a bunch of half measures and they don't have a chance at winning a majority.

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  • Would you buy an affordable EV made in China?
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    prodigalsorcerer
    2mo ago 100%

    No such thing.

    The $10k Chinese EV is only $10k in China. When localized for other markets, it's much closer to the same price as all other EVs. Some of this is tariffs, but there's a bunch of changes they need to make to meet safety requirements. Even the $15k Seagull they talk about in the article is expected to be the cheapest offering in Europe, eventually, and they're aiming for 20k Euros, which is 30k CAD.

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  • Hungary birth rate falls to record monthly low despite €30,000 offer to 3 child families
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    prodigalsorcerer
    2mo ago 100%

    Keep in mind that the "housing" cost includes either moving to a bigger property, or simply assigning part of your current mortgage costs to your child. If your house is sufficiently large, there won't be any much additional cost here beyond an increase in utility usage.

    Similarly, transportation downloads a lot of the cost of a vehicle to your child. Maybe you do need a bigger car, in which case that makes sense. But maybe your car is fine, so the only added expense is gas and maintenance for the extra mileage for children's activities.

    1
  • mtg
    MTG 3mo ago
    Jump
    For the limited players out there - how'd your opinion on Play Boosters settle out?
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    prodigalsorcerer
    3mo ago 100%

    If you're talking about the "Value" booster, your LGS probably won't (and shouldn't) stock those. That's for grandmas to buy at dollar stores and Walmart checkout aisles. It's an absolutely scummy product, but it shouldn't cause SKU issues at your LGS.

    2
  • mtg
    MTG 3mo ago
    Jump
    For the limited players out there - how'd your opinion on Play Boosters settle out?
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    prodigalsorcerer
    3mo ago 100%

    MKM was less bomb-heavy than OTJ, so at least drafts seemed better. I missed the prerelease, so I don't know how swingy it was in limited. I suspect quite a lot anyway - prereleases have always been swingy, and as long as rares are more powerful than commons, more rares in a pack will always make it swingier.

    4
  • mtg
    MTG 3mo ago
    Jump
    For the limited players out there - how'd your opinion on Play Boosters settle out?
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    prodigalsorcerer
    3mo ago 100%

    The good:

    • My LGS doesn't have to order 3 different types of boosters and guess how much everyone wants of each. They have run out of draft boosters before, and they're stuck with a bunch of extra boosters from sets that didn't sell so well. This is partially just a reality of running a store, but only having 2 types of boosters with vastly different audiences is better.

    The bad:

    • Sometimes there just isn't a pick 1 in your colors in packs 2 and 3 (on Arena). This is especially obvious in MH3 with the colorless theme, but it's also possible in normal sets. I don't know if this is different in arena vs. in paper.

    • Everything costs more. I'm in Canada, so draft prices were going up well before the switch, but this made it even more expensive.

    • Sealed is swingier. With a chance at opening up to 4 rares in a pack, those that do will have more bombs and more powerful cards in general. OTJ was very bomb heavy, so sealed was even more lopsided. This also affects drafts somewhat, but I think that can be fixed with design balancing once they get used to the changes. I don't think sealed can be fixed with card design.

    Ultimately, I think this is worse for players and better for businesses and way better for WotC. They can fix most of the problems, but price isn't something they're interested in fixing (and, to be fair, the price of a booster has stayed well below inflation). Unfortunately, this means that some people just can't draft anymore or as often.

    5
  • The amount of sugar consumed by children from soft drinks in the UK halved within a year of the sugar tax being introduced, a study has found.
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    prodigalsorcerer
    3mo ago 95%

    It's also in the same carcinogen group as electromagnetic fields, aloe vera, nickel, and kimchi. Most of those things you listed are quite dangerous for other reasons, but cancer is not the primary concern with any of them.

    IARC group 2B is where substances end up if a study manages to produce cancer at any dose. If you drink 50 cans of diet coke per day (which is the equivalent of the rat study that demonstrated that it's possible for aspartame to cause cancer), then you might get cancer caused by the aspartame you just consumed.

    18
  • How can I watch or rip the olympics in 2024?
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    prodigalsorcerer
    4mo ago 100%

    CBC didn't offer all the events in previous years. They may have had everything that had Canadian participants, but for the smaller sports, coverage was hit or miss.

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  • Evacuations with cars are a bottleneck
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    prodigalsorcerer
    5mo ago 100%

    In an evacuation scenario, more lanes would be better.

    Not necessarily a good or safe idea to use the oncoming traffic lanes, but it could be worth considering.

    5