Thanks for sharing your experience! I didn't even think about a mortgage being possible with someone instead of a bank. I'll have to look into if that's possible in Texas.

Interesting. Looks like a land contract would have the deed be in my Moms name, but we want the deed to be in my name from the start. I know I should consult a lawyer, but do you know if this land contract can be set up this way?

That's good advice, thanks! I'm in Texas specifically, but you're right contacting a professional is the right way to go. I guess I'm just thinking about what the process in a general sense might look like.

As for wills: Her will is set up to leave property to me, and finances to my brother. My will leaves everything to my wife, then to my mom, then brother. But if the house deed is in my name, does this matter?

As for home inspection and related: I'm seeing this as an opportunity to get a more detailed inspection than usual. I've found someone who is a bit expensive but is very thorough, using things like flir cameras to inspect water pipes and such. And I've been disregarding any realtors who say inspections aren't necessary.