Money

"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 5mo ago 50%
Portfolio simulator
https://www.portfoliovisualizer.com/

>Suite of quantitative tools covers portfolio modeling and backtesting, Monte Carlo simulations, portfolio optimization, factor models, and tactical asset allocation models. Try the Monte Carlo simulation to see how a portfolio may perform over the short or long term: https://www.portfoliovisualizer.com/monte-carlo-simulation

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 91%
Companies are having their best earnings season in nearly 2 years
https://finance.yahoo.com/news/companies-are-having-their-best-earnings-season-in-nearly-2-years-170339652.html

>Net profit margins are pacing for 11.7% growth in the first quarter, above the five-year average of 11.5% growth and higher than the same period a year ago, per FactSet. > >Largely, this has been driven by cost-cutting, not rising revenues. In 2023, investors cheered Big Tech's cost-cutting efforts that led to significant earnings growth. In 2024, companies outside the tech sector have tapped a similar playbook, setting up the rest of the index for earnings growth through the rest of the year.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 50%
Berkshire Hathaway annual shareholders meeting
https://finance.yahoo.com/news/berkshire-hathaway-annual-shareholders-meeting-warren-buffett-talks-apple-ai-paramount-and-more-201145199.html

> Buffett, along with Berkshire vice chairs Greg Abel and Ajit Jain, took several hours of questions from shareholders. > As for the company's growing pile of cash and Treasury holdings, Buffett said it is likely the value of these holdings will exceed $200 billion during the current quarter, noting he's "quite satisfied" with the position. > Buffett has recommended most investors put most of their money in index funds that track the broader market. And that includes family.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 87%
Fed meeting recap: Powell pretty much rules out a hike as the central bank’s next move
https://www.cnbc.com/2024/05/01/fed-meeting-today-live-updates-on-may-fed-rate-decision.html

>Federal Reserve Chair Jerome Powell said it was unlikely that the central bank’s next move will be a rate hike. The comment spurred a rally for the three major averages, with the Dow surging more than 500 points in its session high. Central bank policymakers kept rates steady at the conclusion of their May meeting, holding at a range of 5.25% to 5.5%.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 75%
Fed to Signal Delay of Interest-Rate Cuts
https://finance.yahoo.com/news/fed-signal-delay-interest-rate-230000896.html

> The Federal Open Market Committee will hold the target range for its benchmark rate at 5.25% to 5.5% — a two-decade high first reached in July — at the conclusion of its two-day policy meeting Wednesday. The rate decision, and possibly an announcement on the pace of its balance-sheet reduction program, will be released at 2 p.m. in Washington. Chair Jerome Powell will hold a press conference 30 minutes later. > > Policymakers are reluctant to begin lowering borrowing costs until they’re certain inflation is closing in on 2%, the rate they see as appropriate for a healthy economy. While they had penciled in three 2024 rate cuts as recently as March, Powell is likely to indicate those plans are on hold and will depend on an improvement in inflation.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 62%
Treasury ETFs: What They Are and How They Work
https://www.investopedia.com/treasury-exchange-traded-funds-8536147

You can benefit from high interest rates by investing in Treasury Bills using these ETFs. Shorter term Treasuries, like those in this one (https://finance.yahoo.com/quote/BIL), are around 5% now. This is not financial advice. It is an opinion, on social media. Don't rely on it to be correct or applicable to your own situation. Please inform yourself and base your financial decisions on your own opinions.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 60%
Good website for investigating companies' financial statements (Morningstar)
https://www.morningstar.com/stocks/xnas/aapl/financials

Click "expand detail view" for the details.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 75%
Good stock screener for analyzing individual companies (Finviz)
https://finviz.com/screener.ashx

Try searching by "Forward P/E" for some decent deals.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 40%
Rent or Buy Calculator (NY Times)
https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html

This calculates the equivalent rent that a prospective home purchase represents. Basically, if you can rent a similar place for less than this amount, you should rent instead of buying and invest your down payment to pay for it.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 71%
Current mortgage and refinance interest rates
https://www.bankrate.com/mortgages/mortgage-rates/

Don't type in anything, just scroll down to the rates below.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 60%
Coast FIRE Calculator – Coasting to FI (Retirement Calculator)
https://walletburst.com/tools/coast-fire-calc/

>Visualize and calculate how much you need to “coast” to Financial Independence > >Coast FIRE is when you have enough in your retirement accounts that without any additional contributions, your net worth will grow to support retirement at a traditional retirement age.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 66%
Tax Calculator for the US (Federal and State)
https://smartasset.com/taxes/income-taxes

Check how much you can save on taxes by contributing to an IRA or 401K. State and local taxes too.

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"Initials" by "Florian Körner", licensed under "CC0 1.0". / Remix of the original. - Created with dicebear.comInitialsFlorian Körnerhttps://github.com/dicebear/dicebearMO
Money KevonLooney 6mo ago 62%
Best Retirement Calculator I've found
https://www.bankrate.com/retirement/retirement-plan-calculator/
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